Traditions and Superstitions: Silliness from Around the World

It does not matter how rational some people are. When it comes to money matters, if they hear a superstition or tradition, they will likely follow. Why tempt fate by breaking the rules of some arcane science from unknown ages, right? All this came up yesterday afternoon when my friend gave me some money to settle some old shared expenses. Since I had a lot of stuff in my right hand, I extended my left hand to receive the money. But she insisted that I put down the stuff and receive the money in my right hand because “money received with your left hand won’t stay with you”. I couldn’t help but remember what seems to be another universal superstition – “if the palm of your right hand itches, you will come into some money and if the palm of your left hand itches you will lose some”. I don’t understand why over the ages and across cultures the left hand receives such step-sisterly treatment!

In the evening when I was randomly browsing, I decided to look up to see if I can find something on the Net for this downgraded treatment of the left hand (yes, I was that bored!). I wasn’t much successful to this end, but came across some pretty amusing superstitions and traditions from cultures across the world. Here are some for your light weekend reading.

Europeans and the “penny in the shoe”

Across Europe in many countries, a penny is inserted in the bride’s shoe to start her off in a life of prosperity. It is believed that this tradition may have started in Britain (source) based on this wedding rhyme


“Something old, something new
Something borrowed, something blue
And a silver sixpence in her shoe.”

In the US, it looks like the first two lines of the rhyme are traditionally followed, but not really the “penny in the shoe” part.

It seems like this custom is quite common across several European countries though. For instance, in Sweden (source), the mother of the bride gives her a gold coin to go in her right shoe, and her father gives her a silver coin to be placed in her left shoe. This way the parents are assured that the daughter will never go without. In Hungary (source), it is customary for the new bride to dance a “money dance.” The male guests “pay” to dance with the bride by either pinning money to her dress or dropping money into her shoes which are in the middle of the dance floor.

Germans and “the lucky penny” or "Glueckspfennig"

Millions of Germans believed (source) that their team made it to the 2002 soccer world cup finals because of a "lucky" penny, or "Glueckspfennig". Before each match the penny was buried in the ground on the play field and many believed that this was responsible for the 8 straight undefeated matches that the German team had. Pity, the lucky penny did not help the Germans win the finals, the one match that really mattered :)

Jamaicans and “wishing on the new moon”

In Jamaica (source) apparently there is the belief that when you see a new crescent moon, if you hold up a coin and wish for money, in the month that follows, as the moon increases in size, so will the money you have. That seems easy enough – I should try that. Of late it seems like I am only losing money each month – maybe the moon can help reverse that trend :)

Chinese and “the number 8”

In the Chinese culture, the number 8 is considered very lucky (source) since the word used to say “8” sounds similar to the word used to say “fortune”. Additionally, two 8’s together is supposed to bring double the joy. Some people believe in this so much so that they will base their investing decisions on the occurrence of the number 8 in the ticker symbol or the value! (source - subscription required). Wow, I thought that the stock market here in the US was unpredictable – can’t imagine what it must be like for a rational trader in China!

Indian subcontinent and “is it the good time yet?”

In India and Sri Lanka, the general masses believe a lot in astrology. The astrological charts predict for each day, which hours are the best times to do business (“gulika kala”) and which are the worst (“rahu kala”). During the rahu kala, people avoid doing anything auspicious or major money transactions (source). I wonder if they take into account the different time zones while following this - for instance, if you want to buy something on Ebay, do you go by the Indian time or the American time? :)

Russians and “when you receive some gifts you should give back some money!”

In Russia, it is believed to be inappropriate to give anyone a sharp object (like knife, scissors etc) as a gift. Also, you cannot give your hot girlfriend a cute puppy (or a pig or a snake or any other animal that she fancies) as a gift. If under some unavoidable circumstances you must give these items as gifts, then the receiver of the gifts should give you back some symbolic money so the invisible forces that made these rules can view this as a trade and exempt you from untold misfortunes in the future! Also, if you gift someone a purse make sure it has some symbolic money in it so you don’t inadvertently curse them with poverty. And while we are at it, while in Russia – don’t whistle indoors! Russians believe that this will result in you “whistling away all the money”! (source)

Japanese and “the snake skin in the wallet”

Japanese believe that a snake is a symbol of good fortune. So they believe that if you carry a piece of snake skin in your wallet, you wallet will never go empty and you will become rich (source). All I have to say for that is “EWWWW!”. No offense, but “EEEEWWWWW!”

Latvians and “don’t place the dinner knife vertically”

Apparently, in Latvia it is believed that if you place the knife on the dinner table vertically next to the dinner plate, the person sitting in that seat will lose all his money. Even in restaurants, the knives are placed horizontally above the dinner plates (source). Now that’s a strange one, don’t you think?

There were many more smaller ones I came across, but after a while they stopped being funny anymore - there is only so much silliness you can take in one day :)

Do you follow any traditions or superstitions for no reason?

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

Murphy's Laws for the Workplace

(This post is a part of the "weekend's are for fun" series.)


Law 1: When you are hard at work, no one notices. The moment you open your browser and start surfing, your boss will walk in.

Law 2: When your stock options finally vest, they will be worthless.

Law 3: If you are in a meeting making a presentation to all the big shots, your laptop will freeze right in the middle of the presentation.

Law 4: If you are in a meeting with some lame-ass peers, the presenter's laptop will not freeze even if there's blood oozing out of your ears from all the boring droning.

Law 5: If a product fails, it’s because you are a stupid engineer. If the product is a runaway success then it’s because of the great management your company has!

Law 6: If a company claims to have a good work-life balance, beware. The definition of work-life balance usually is -- you do the work, the upper manager has a life.

Law 7: You will be paired with the biggest moron on the team, if your project is technically challenging.

Law 8: You will be paired with the biggest credit-grabbing kiss-ass on the team, if your project has high visibility.

Law 9: You will be paired with the laziest bum on the team, if your project has tight deadlines.

Law 10: If you are a I-like-a-quiet-workspace person, your cube will be right next to the office gossip spending all the time gabbing on the phone.

Law 11: Conversely, if you are an office gossip, your cube will be right next to the I-like-a-quiet-workspace kind of person, so you don’t get any juicy gossip.

Law 12: If you have a product that can make coffee, prepare presentations, and create kickass code all by itself, your marketing team will come up with an ad campaign for a garden variety boring widget.

Law 13: On the other hand, if your product is really just a garden variety boring widget, your marketing team will promise a 100 different high profile clients that you will deliver a product that can make coffee, prepare presentations, and create kickass code all by itself, and while it's at it solve the world hunger problem.

Law 14: When you don’t have any hobbies that can be done easily from a work place, you will have no deadlines and too much time on your hands. The moment you pick up a hobby that can be done from your work place (hmmm.... blogging?), it will shower deadlines.

Law 15: Your clients will almost always want the product immediately after a long weekend so you can work while the rest of the world is having a vacation.

Law 16: If the deadline is just before the long weekend, something will keep breaking, preventing you from completing it on time.

Law 17: There will always be a traffic jam on the mornings that you wake up late, and have an early meeting.

Law 18: Every time you go to the coffee room, there will be the last cup coffee left and now it’s your turn to brew a fresh pot.



Just venting out some steam. It's quite therapeutic actually! Feel free to add your own "Murphy's Laws for the Workplace" if you would like :)

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

Lessons in Entrepreneurship: Think Outside the Bag

(This post is a part of the "weekend's are for fun" series.)

If you are an entrepreneur (or plan on being one), then it is likely that sometime in your entrepreneurial career, you will have to work on creating brand recognition and advertising. For the most bang for the buck - think outside the bag (you’ll see what I mean). Here are some innovative ads that really amused me - hopefully they will inspire you in your quest for creating the most captivating ad as well.

Note: These images have been floating around for a while and you might have seen some of them already. So, I categorized them into three sections so you can skip over the sections that you have already seen. How thoughtful, huh? :)

  1. Shopping Bags
  2. Truck Ads
  3. Bus Ads

Shopping Bags


Advertising on shopping bags (“bagvertising”) can have a similar effect as advertising on bill boards. At a much lower cost, though. Compared to billboards, the advantage of using bagvertising is that shopping bags are mobile ads, whereas bill boards are stationary. So, bagvertising can reach all sorts of places that bill board advertising just couldn’t. The key here is to be innovative. Have an “oomph” design that will make a lasting impression to not only help with brand recognition, but also tempt the audience into going and making a purchase themselves. Here are some examples. Look to the bottom of the page for links with more pictures.

Stop ‘n Grow nail biting deterrent



Dubai Autism Center




Pieter Aspe – Belgian Crime Novel Writer



I am assuming this one is for a lingerie store!



Panadol brand pain reliever (Australian?)



Truck Ads


OK. Say you are stuck in traffic. And to make it worse, let’s you are caught behind (or next to) a huge truck. What would you rather stare at – the boring hind side of a truck with the name of some company in block lettering or some clever ad that amuses you? (For those of you who said – “Neither, I hate all kinds of ads”, I say “I pity the fool who cannot face reality and adapt to it!”). Anyway, a German company called RollAd sponsors an annual advertising competition for the cleverest ad designed for trucks called the Rhino Awards. Here are some of my favorites from the winners from 2005 and short-listed entries from the 2006.

Pepsi Light



Falk Navigation Systems




Sushi Factory (Does anyone else think an aquarium with cute fish is a bad idea for advertising sushi???)



Coca Cola Zero



Universal Pictures (King Kong)



Bus Ads


This is a genre similar to truck ads. In big cities where the public transportation is one of the primary means to get around, this can be a great means of advertisement. I wish every advertiser would recognize the value of “funny” and design ads that amuse us instead of bore us!

Duracell Batteries



Dr. Best Tooth Brush



Jet Star Asia



Mint



Toys ‘R Us



I know we money bloggers shun advertisements and gripe about how they corrupt the mind and tempt people into buying stuff that they don't need. But at the end of the day, the reality is that there will always be advertisements around us. If you plan on having your own business or entrepreneurial venture, you may as well make peace with ads and use them to your advantage. I hope these ads here convinced you of the potential that funny and innovative ads have, and I hope if you ever choose to create an ad campaign you will be be kind to us consumers by entertaining us instead of bugging us!

More Cool Pictures at:

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

Entrepreneurship Lessons from Calvin & Hobbes

Update 05/21/07: I have decided to take down the Calvin and Hobbes cartoon strips. If you were directed to this page with the promise of cartoon strips, please accept my sincere apologies.

Last Friday evening, I was feeling too relaxed to put together a serious post. It seemed like it would be a fun idea to post strips of Calvin & Hobbes instead. I have been a huge fan of C&H for a long time, and thought it would be a neat idea to bring together some of Calvin's whacky ideas to make money, in one single post. I already knew which strips I wanted to include, but finding them online, adding the captions, and in general, putting that post together was a lot of work, and I was quite proud of that post.

The article was a runaway success and drew in a lot of visitors. I was very happy. I guess there is a little bit of Calvin in me - feeling happy for "my" success, when the credit was really due elsewhere :)

A couple of people pointed out to me that I was likely violating copyright. I had accredited the website where I had obtained the strips from and so I thought I should be fine. But it kept nagging me. I had read stories of how Bill Watterson (the creator of Calvin & Hobbes) had turned down several lucrative offers to commercialize the cartoon because he did not want to cheapen them. I really respect that stand (though I don't necessarily agree with it, but that is a different story). I didn't want to violate the wishes of a person whose work I so loved and whose stand I respected.

So, I mailed the author of the site from where I had downloaded the cartoons asking him permission for posting the strips on my blog. The site looked quite legitimate, and I thought it might be a licensed site. But the author told me he didn’t own the rights and requested me not to send any traffic to his site since he had created the site for personal use. OK. What next? A part of me wanted to just ignore the whole thing - the traffic was just too good. And another part told me I had to do the "right" thing. Finally, I gave in, and contacted Universal Press Syndicate, the syndication that has the rights to the C&H strips, requesting permission to post the strips. My request was denied. To quote from the mail -


We must ask that you remove the Calvin and Hobbes strips from your Website as that use violates Mr. Watterson's copyrights. Mr. Watterson has always held very strong feelings about how his work is used and distributed. (He explains those feelings in his Calvin and Hobbes Tenth Anniversary Book). While some of his fans may find his decisions difficult to understand, we have an obligation to respect and enforce them. Thank you for your understanding and cooperation.


And so, the strips have to go :(

I HATE doing the "right" thing!!!

Well, at least I am going to sleep well tonight.

~~~oOo~~~

You don't need an entrepreneurship degree to be successful in your business ventures. While an online MBA will give you good ideas for your business, you can start a business based on your skills, even if you've never taken a single Bachelor degree class.

~~~oOo~~~

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

Mid-week Humor: Rent-A-Wife for $65/hr



(Click on image for enlarged view)

This is an actual ad on Austin Craigslist! $65/hr!!! And that’s for a part-time wife!! Man, I make way less than that for being a full-time wife *plus* my full-time job put together!!! :)

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

15 of the Funniest "Money" T-Shirts (pics)

(Note: Clicking on the T-Shirt will take you to the site where I found it. These are NOT affiliate links. Enjoy!)



  1. Funny T-Shirt



  2. Funny T-Shirt



  3. Funny T-Shirt



  4. Funny T-Shirt



  5. Funny T-Shirt



  6. Funny T-Shirt



  7. Funny T-Shirt



  8. Funny T-Shirt



  9. Funny T-Shirt



  10. Funny T-Shirt



  11. Funny T-Shirt



  12. Funny T-Shirt



  13. Funny T-Shirt



  14. Funny T-Shirt



  15. Funny T-Shirt



Note: This post was motivated by Group Writing Project #3 — Theme = T-shirts or Movies @ //engtech.

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

The Best of Blogosphere: “Personal Finance Bloggers are Remarkably Funny!” Edition

Tired of thinking and reading about debt, net worth, investments, savings, budgeting and frugal living all the time? Well, take a break! Some of the personal finance bloggers out there are remarkably funny, and for this weekend’s "Best of" Edition, I have put together seven of the funniest articles I have come across so far. Read them at a shot over the weekend, or bookmark this page and read them one article per day over the next week. No matter when you read it, I guarantee you, it will put a smile on your face. (Warning: You may not want to read these in office, some of them are really laugh-out-loud funny!)

Just around Valentine’s day, 1mil at millionster wrote a no holds barred, funny to the bone article titled Love Hurts: The Hidden Cost of Girlfriends. Nothing is safe or sacred in the hands of this guy! In the authors own words, "There are obvious costs we are obliged to shoulder whence having a girlfriend: dinners, movie tickets, abortions, etc. However, there are hidden costs that we often overlook." Those two lines right there had me hooked :) It’s a very funny read, check it out.

Of course, the fabulous singlema at Single Ma's Fabulous Financials wouldn’t let a "brutha" get away with that! For her Valentine’s day post, she wrote her own funny little rebuttal, appropriately titled The Hidden Cost of Having a Boyfriend. Boy, if we women ever need a spokesperson to represent us in the battle of the sexes, single ma should be the one. This post not only responds to 1mil’s allegations, it does so with such sharp wit that it is mmm... mmm… mmm… thoroughly enjoyable!

Shifting gears from the relationship wars, we now look at things more important. Yes, of course, I am talking about Food! Nick at Punny Money has a funny article titled Eat Your Money’s Worth at Any All-You-Can-Eat Buffet. This guy’s blog has the tag line Putting the "fun" back in "personal funance", so I wouldn’t expect any less. But boy, the post is written so earnestly, with so much thought and so much sincerity, that it had me wondering if Nick was only half-joking! No matter what, I had fun reading this one (especially since I am such a glutton myself).

This one is an oldie, but goodie. If you are familiar with CNN Money, you must be familiar with their "Millionaires in the Making" series. (If you are not familiar with CNN Money, pray tell, Why not???). Steve at adventure money has a spoof of this series and talks about the couple John and Jane Spendalot in Hundredaires in the Making. Its parodies galore! I just loved the final punch line!

And of course, no personal finance blog feels complete without a story or two about the $299 aquarium toilet. If you just went WHAT???!!! you’ve got to check out How To Flush $299 Down The Toilet by Golbguru on Money, Matter, and More Musings. The post does a great job of taking the bizarre gizmo and wrapping it into a laugh-out-loud-funny post on a financial blog! You’ve got to check it out.

David at My Two Dollars seems to have decided sarcasm is the best means to get his message across in this article titled Top Ten Reasons For Not Having A Savings Account. The title pretty much explains it all, so check it out!

Finally, the cripplingly annoying ads by lowermybills.com seem to have got to SVB at the digerati life. Check out how she lashes back in her article Of Loan Refinancing, Debt Consolidation And LowerMyBills’ Dancing Cowboys.

That’s all for this week’s edition of the "Best of". If you have any personal favorite funny post on a finance blog (yours or others’) then please do let me know the URL by leaving a comment below. I don’t particularly care whether it’s from the archives or it’s fresh off the press, I just love funny stories. I will include it one of the future editions of the "Best of".

And before bidding goodbye, let me point you to the Carnivals and Festivals for the past week.



Enjoy your weekend!

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

A Dollar a Day Keeps the Pests Away

My knight in shining armor (known to some of you as the better half) will climb the loftiest mountains, fight the vilest creatures and brave the meanest storms without flinching or wincing. But put a tiny little fire ant on his arm and watch him cringe and whimper, as he breaks into hives, turns a fiery shade of red and helplessly itches all over. Even his throat and tongue swell until he can hardly speak! Add breathlessness to that and you have me panicking and driving like a maniac to rush him to the nearest emergency room!

So, when we bought the house with a small sized yard that the better half had to maintain, I knew we needed to give some serious thought to pest control. Especially in our part of the country where the fire ants owned the land long before humans did! Living in an apartment until then, my only encounter with the terms pest control were on the notices that the apartment people left to inform me that the apartment was treated while I was away. Aaaahhhh, the bliss of non-homeownership! Now with lawn mowing, driveway cleaning, remembering garbage days, programming sprinklers and changing air filters, we also had to take care of pest control!

Frugal souls that we are, our first approach was to DIY. Yep, we marched into home depot, the two weekend warriors, picked up some fierce looking red ant spray and scattered it all over the yard. We watched carefully for the next few days to see if we would see any of the tiny terrors. And for a few weeks there were none. Just when we were about to break out the bottle of champagne, they started making a comeback. One or two at a time, at first. And then with friends and relatives. And if you have watched the discovery or national geographic channels, you know, ants have large families!

Our next resort was to call the friendly neighborhood pest control man. Actually, I called several of them comparing and calculating. Finally, I chose one who offered cheapest-by-comparison-but-expensive-nevertheless service and had the whole house treated, inside and out. The next few months were just great! I put a reminder on my calendar to call the guy again next year. What my friendly little pest control man didn’t tell me though, was that where I live (and probably the rest of United States as well), stores are not allowed to sell chemicals that stay potent for more than 3 months. So even the best chemicals (assuming he used the "best" chemicals) would be effective for only 3 months. Agreed we need to save the environment, but geez, what do you take us home owners for? But like I said, our pest control guy forgot to mention this to us while he was here, and we simply shredded the quarterly reminders he sent us assuming they were an effort to sucker us into shelling out some more of our hard earned shillings. Ha Ha, you ain't gonna get us this time, pest man!

The winter wasn’t that bad actually. But come summer, we were hit by the attack of red ants like never before! Our yard was literally teeming with life. Creeping and crawling. Making intricate patterns across our drive way. Spilling out of the yard and threatening to take over our house. Fortunately, we noticed the problem before they found their way in. The thought of those critters crawling all over my house, still sends cold shivers down my spine. This time, I called a reputable pest control company, found out all the info I could and signed up for an annual contract with pre-scheduled quarterly treatments. The tab? $368 (–10% discount for signing up the annual contract). Or in other words approximately a dollar a day! Just to keep the pests away!

Sigh! It’s days like these that I tend to agree with Jim’s devils advocate post - Rent Forever, Don’t Buy A Home!

Read More...



If you like this article, you can bookmark it or subscribe to the feed.

Story in Six Words

Robert at Middle Zone Musings has a contest that challanges you to write a story in six words. Hmmm... lets see. The story of this blog


Budget, Save, Invest; Retire early, comfortably!

What's your story?

Read More...



If you like this article, you can bookmark it or subscribe to the feed.