A Different Kind of Personal Finance Site
While many people struggle with the continued economic crisis and the devastation that it has caused, credit card debt is rising. Getting out of debt seems like an impossible task when you are living paycheck to paycheck or using your credit cards for the electric bill. There are ways to manage money and budget your [...]
(This is a guest article by Omar Adams*) If there’s one thing that most college students are graduating with these days, it’s a mountain of debt. And even though they know this situation is bound to arise when they take out a student loan to cover their tuition costs, they don’t realize that it is [...]
(This is a guest article by Kris Bickell*) If you’ve ever used a credit card, you know how easy it is for the balance to grow REALLY big, REALLY fast. And like a ball rolling down a hill, once it starts rolling … well, once it starts rolling it’s a lot easier to wait until [...]
(This is a guest article by Caroline Fraissinet*) Let’s face it… most college students are always a little short on cash. That means that the opportunity to get a little money is always welcome and very much appreciated. One of the best ways to get some money to finance your education is through scholarships: it [...]
(This is a guest article by Karen Schweitzer*) Bankruptcy filings are climbing and are expected to total 1.5 million before the end of the year. If the economic crisis has you considering bankruptcy as well, there are several things you can do now to manage your debt and avoid being forced into filing bankruptcy like [...]
(This is a guest article by Jack Busch*) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the [...]
(This is a guest article by Gary Foss*) Often when a child leaves to enter further education, they will not have had to budget or manage their own money before. This can be quite a shock to the system and some young adults will deal with this more responsibly then others. Unfortunately, some will leave [...]
(This is a guest article by Clark Chambers*) College students are increasingly relying on student credit cards to make ends meet. According to student lending giant Sallie Mae (SLM), average credit card debts carried by graduating college seniors jumped $1,200 between 2004 and 2008. The same study also shows that only a shocking 15% of [...]
(This is a guest article by Garrett French*)To get ahead financially you can either make more money or spend less money. If “make more” isn’t on your horizon it’s time to adopt some frugal habits! Frugal habits can help you stretch your existing cash farther – or help you reduce debt sooner. Making the decision [...]
